Let’s Make Home Happen!
Hello and welcome to Reeds Financial, where your dream of home sweet home becomes a delightful reality! We're not just a mortgage provider; we're your partners in finding the perfect place to call your own. Whether you're stepping into your first home, upgrading to a new one, or exploring investment opportunities, we've got you covered with our tailored mortgage solutions.
At Reeds Financial, we understand that every journey to homeownership is unique. That's why we offer a wide array of mortgage options designed to fit your individual needs.
We believe in turning dreams into addresses. Your perfect mortgage is just a call away. Contact us today and let's embark on this exciting journey together. Your dream home awaits, and we're here to make it a reality!
What are you looking for?
We can help with all types of mortgages, if you can't see the one you are after speak to one of our friendly mortgage consultants now on 0203 835 6263.
Need something more specialist?
Click here to be redirected to our Specialist MOrtgage page where you will find many more mortgage options that we can support you with. Go to Specialist Mortgage page.
We offer expert protection advice too!
Our varied lives, circumstances and priorities make us the individuals we are. The insurance we choose needs to reflect that individuality. Our insurance advisers help you identify the cover you need and the bits that you don’t.
The client is always right.
Mortgage FAQs.
Our friendly advisors are always happy to help with your mortgage enquiries, so call us for a no-obligation chat.
We can even provide you with the advice you need to secure an Agreement in Principle, so you can move one step closer to securing your dream home.
A mortgage is like a helping hand from a bank or a friendly neighborhood building society that makes your dream of owning a home come true. It's basically a loan that you can use to buy a house or property. The best part? You get to pay it back gradually, with a bit of interest, over a period that suits your unique financial situation.
And guess what? You can take out a mortgage on your own or join forces with others, like a partner or family members, to make it happen together. But, here's the thing to remember: it's super important to keep up with those payments. If, for some reason, you can't make the payments, your home might be at risk of being taken back by the lender. So, let's work together to keep your homeownership journey smooth and stress-free!
Being self-employed doesn’t mean you can’t get a mortgage. Lenders usually require proof of income, so keep your financial records organized. Some lenders offer specific mortgages for self-employed individuals. Again, a mortgage advisor can be incredibly helpful in this situation.
The approval process can vary, but it often takes a few weeks. Factors like your financial situation, the property’s value, and the lender’s workload can influence the timeline. It's a good idea to get your paperwork in order to speed up the process.
Transparency is crucial! When applying for a mortgage, be aware of fees like arrangement fees, valuation fees, and legal costs. Your lender or broker should be open about these from the start. If something feels unclear, don’t hesitate to ask questions. It’s your right to understand all the associated costs.
Remember, the world of mortgages might seem overwhelming, but there are professionals out there ready to help you every step of the way. Happy house hunting!
News and views.
Read our latest news posts from our mortgage advisors, they are packed full of handy tips to help you get on the property ladder and save on your mortgage.
Supporting good causes.
See what we do to help our chosen charities and the great work that they’re involved in.
