Home and Contents Insurance 

Home and Contents Insurance 

Our expert team of consultants can help you protect your home from the structure and the contents of your home against a wide range of risks. Throughout the process we always work with you to assess your needs and ensure you have the right level of protection for you and your home. With access to a panel of 5* defaqto providers, we can help find you cover at a price that’s right for you. 

Buildings Insurance 

Buildings Insurance 

Building insurance is a mandatory requirement that all lenders look for when arranging a mortgage, regardless of whether you’re buying a property or remortgaging. When purchasing a leasehold property this may already be covered by the monthly or annual maintenance charge. If you are purchasing a freehold property it’s likely that the buildings insurance will need to be covered by you and you will need buildings insurance in place for the exchange of contracts. 

What does building insurance cover? 

Building insurance covers the fabric and permanent fixtures of your home, such as: the roof, walls, ceilings, floors, doors and windows, fitted kitchens, built-in cupboards and bathroom suites. A standard buildings insurance policy should cover the full cost of repair or a full rebuild in case of: a fire, lightning strike, storm damage, gas explosion, falling trees, earthquake, vandalism, vehicle collisions with the building or bursting of the plumbing. 

Contents Insurance 

Contents Insurance 

Aside from building insurance it’s also important to ensure that the contents of your home is insured. Contents insurance isn't compulsory, but it offers homeowners valuable protection for their belongings in the event that they were stolen or damaged. 

What does contents insurance cover? 

Contents insurance covers your possessions against loss or damage by theft or attempted theft, fire, explosion, lightning or earthquake. It will also insure against water leakage, storm or flood damage. The 'contents' of your home is defined by insurers as the sort of things you would take with you if you were to move house so it includes items such as furniture, clothes, electrical items, money and jewellery. Contents insurance may also covers some fixtures such as carpets and curtains. 
When arranging contents insurance you set the maximum level of cover the policy will pay out if, for example, the contents of your home are completely destroyed, so it is important to make sure you have the right level of protection. Many of us do get this figure wrong and experts estimate that one in five households could be underinsured because they do not know the true value of their home contents. 

Why avoid price comparison sites? 

Why avoid price comparison sites? 

Many price comparison sites only offer ‘standard’ insurance policies and won’t necessarily take your personal circumstances and needs into account. Equally, because comparison sites don’t provide one on one advice, you could be left with unanswered questions or worst still be unaware that you are underinsured or unable to make a claim because of small print or legal complexities you weren’t aware of during the application process. 
By arranging your home insurance through us, you can ensure that you speak with an expert who can guide you through the process and ensure that the policy you are being sold is right for you and your individual circumstances. 

Why choose us for your home insurance? 

Why choose us for your home insurance? 

Our expert insurance consultants ensure that your policy is set up at the correct point in the process. 
Your consultant will make sure your property is insured for the full rebuild value, as well as arranging cover for the contents of your property, including personal valuable items you take away from home such as jewellery, laptops and mobile phones. 
The benefits of arranging your home insurance with Reeds Financial include: 
High quality insurance cover selected for you from across the entire market 
We have 5* Defaqto TM rated products 
We can tailor bespoke policies to meet your personal circumstances 
Access to specialist insurers for non-standard cases 
No form filling or admin – our team do it all for you 
To get a home or contents insurance quote today, get in touch to speak to a consultant by calling 0330 128 0989. 

Don't just take our word for it 

Don't just take our word for it 

Here are a few ways we have changed our customers’ lives. 

Get the lowest rates with Reeds Financial 

Trusted Brokers 

Whole of Market 

Quailfied Team 

Get the lowest rates with Reeds Financial 

Trusted Brokers 
Whole of Market 
Qualified Team 
Let us source rates from the high street, across the internet or from specialist lenders who only work with brokers! 
Our site uses cookies. For more information, see our cookie policy. Accept cookies and close
Reject cookies Manage settings